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Table 4 Tobit and Heckman regression analysis of the determinants of remittances to the family

From: Why do migrants remit? Testing hypotheses for the case of Morocco

 

Two- stage model

Tobit

 

Selection equation

Remittance equation

 
 

Coef.

Robust SE

Coef.

Robust SE

Coef.

Robust SE

Use of the fast transfer service

1.034

0.2617***

    

Migrant characteristics

Female

0.2035

0.2504

-0.510

0.2641**

-0.4320

0.2658

Age

0.1526

0.0545***

0.0030

0.03933

0.0600

0.0355*

Age squared

-0.001

0.0006**

0.000

0.00041

-0.0005

0.0003

Single

-0.3166

0.2170

0.1519

0.23849

-0.0495

0.2109

Divorced

0.6778

0.4808

-0.7613

0.3740**

-0.5830

0.4063

Widowed

   

.

0.3986

1.1149

Higher education

-0.1487

0.3849

-0.0339

0.33931

-0.0976

0.3236

High secondary education

0.3531

0.3374

0.0210

0.27043

0.11431

0.2830

Middle secondary education

0.1724

0.3264

0.1730

0.26050

0.17320

0.2681

Primary

0.1173

0.2967

-0.3931

0.21874*

-0.3907

0.2233*

Duration of stay overseas

-0.0136

0.0140

0.0192

0.01203

0.0172

0.0125

Unemployed

-2.3766

0.6959***

-0.0120

0.46797

-0.6831

1.1122

Inactive

-1.89

0.3339***

-0.3475

0.51967

-1.0911

0.316***

Household characteristics

Expenditure

1.199

0.6305*

0.1869

0.6439

0.5342

0.53263

Expenditure squared

-0.2463

0.1327*

- 0.0655

0.13089

-0.1391

0.10988

Household head is a male

-0.6850

0.2407***

-0.1117

0.2298

-0.3878

0.1907**

Rural

0.1794

0.21762

-0.2488

0.19021

-0.1816

0.18060

Number of dependents living in Morocco

-0.1822

0.36561

0.5288

0.3434*

.41463

0.32780

Control variables

Number of migrants

-0.4802

0.1506***

-0.4281

0.140***

-0.5133

0.134***

Financing of emigration

0.5966

0.1976***

0.0392

0.2066

0.2247

0.1778

Negative shock

0.3823

0.2858

-0.3167

0.2540

-0.1557

0.2339

Local poverty rate

0.0185

0.0355

-0.000

0.0330

0.00471

0.0299

Constant

-3.62

1.439

8.2619

1.447

  

Heckman‘s lambda (a)

  

-0.594

0.3041*

  

R-squared

0.396

 

0.3676

   

Number of observations

338

  

215

  
  1. Notes: variable “Widowed” was omitted in the first estimation due to collinearity problem. Coefficients are after correction of heteroscedasticity. ***, ** and *denote significant at thresholds of 1%, 5% and 10% respectively. (a) The p-value is equal to .052. The table reports marginal effects of Tobit estimates.